Privacy Policy – Undergrad.co.za

Undergrad Financial Technology – Privacy Policy (Undergrad Services)

Effective Date: August 2025
Applies To: All undergraduate users accessing Undergrad’s website, mobile app, and services.

1. What We Collect

Undergrad may collect the following personal information:

Full name, student number, and institution
Contact details (email, phone number, physical address)
Identity number and academic status
Insurance history and regalia preferences
Website usage data (IP address, location, traffic logs)

2. How We Use Your Information

Your data helps us:

Process regalia orders, savings plans, and insurance quotes
Verify student status and eligibility
Improve service delivery and user experience
Communicate updates, promotions, and support
Comply with legal and regulatory requirements

By using Undergrad’s services, you consent to the collection and processing of your personal data. You may:

Request access to your data
Update or correct your information
Withdraw consent (subject to service limitations)

We only share your data when necessary:

With trusted service providers (e.g., couriers, insurers)
With regulatory bodies (e.g., eNatis, credit bureaus)
As required by law or to protect Undergrad’s rights

5. Data Security

Scholar Capital uses secure servers, encrypted transactions, and access controls to protect your information. However, no system is 100% secure, so we encourage users to safeguard their login credentials.

6. Third-Party Services

Undergrad may link to or integrate with third-party platforms (e.g., PayFast, QuickBooks). These platforms have their own privacy policies, which users should review independently.

7. Updates to This Policy

This Privacy Policy may be updated periodically. Continued use of Undergrad’s services implies acceptance of any changes.

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