Cookies Policy

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Undergrad Financial Technology – Cookies Policy (Undergrad Services)

Effective Date: August 2025
Applies To: All users accessing Undergrad’s website, mobile app, and online services.

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1. What Are Cookies?

Cookies are small text files stored on your device when you visit our website. They help us remember your preferences, improve site performance, and personalize your experience.

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2. Types of Cookies We Use

• Essential Cookies: Enable core functions like login, cart management, and secure transactions.
• Performance Cookies: Help us analyze site usage and improve functionality.
• Functionality Cookies: Remember your preferences (e.g., language, institution).
• Marketing Cookies: Track browsing behavior to offer relevant promotions and ads.

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3. Why We Use Cookies

Undergrad uses cookies to:

• Simplify your login and checkout experience
• Track regalia orders and savings plan activity
• Personalize content based on your academic profile
• Monitor site traffic and improve service delivery

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4. Consent & Control

By using our website, you consent to our use of cookies. You may:

• Adjust cookie settings via your browser
• Clear cookies manually at any time
• Decline non-essential cookies via our cookie banner

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5. Third-Party Cookies

We may use cookies from trusted partners (e.g., PayFast, Google Analytics) to enhance your experience. These providers have their own privacy and cookie policies.

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6. Data Protection

All personal data collected via cookies is processed in accordance with South Africa’s POPIA and our Privacy Policy. We do not sell or misuse your data. Information Officer Compliance.

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7. Updates to This Policy

This Cookies Policy may be updated periodically. Continued use of our site implies acceptance of any changes.

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